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403(b): distribution and tax questions
Review the current account process, available transactions, and tax questions for a 403(b).
Account review
A 403(b) plan’s payment options depend on its current plan terms, the account source, and whether the participant still works for the sponsoring organization.
Get the current 403(b) distribution materials
The plan or its current vendor can explain whether it offers a cash distribution, rollover, loan, hardship route, installments, or another transaction for this account.
Confirm the plan and vendor record
Identify the employer, plan name, vendor or recordkeeper, account source, and employment status. Older 403(b) accounts can have more than one provider record to reconcile.
If you still work for the sponsoring employer
Ask which in-service features the current 403(b) plan permits and which account sources each feature can use.
If you no longer work for the sponsoring employer
Request the former-employee payment packet and the plan’s current instructions for cash or a direct rollover.
Related articles
Can you withdraw money from a 403(b) or 457(b) plan?
Read the article →Review My 403(b) Options
Bring the current 403(b) record and the transaction you want to discuss. We can review the provider process and the questions that belong with the request.
Review My 403(b) Options